Welcome
Families
Strengthen your family picture with a comprehensive financial plan including investments, real estate, and insurance.
Retirees
Maximize your after-tax retirement income with a plan to cover your personal needs and estate planning goals.
Professionals
Explore financial strategies that capture opportunities and manage risks particular to small business owners and professionals.
Latest News
See the latest updates and insights posted on our blog or subscribe to our monthly newsletter.
Our Services
Investment Planning
At retirement, many find themselves in the unfamiliar position of relying on financial assets to generate income, making a well-crafted retirement income plan is essential for ensuring a fulfilling retirement.
Insurance Planning
Securing life and health insurance right now is essential because it not only brings you peace of mind but also acts as a financial shield from the very moment it’s in place.
Mortgage Planning
Discover mortgage rates with Rigden Mortgage Architects, we are here to support you throughout the process. We ensure quick pre-approvals and approvals for your buying and refinancing needs.
Investment Philosophy
Our recommendations are informed by 40 years of experience.
Click the button below to see the key elements of our philosophy.
Model Portfolio
Our Model Portfolios are examples of investment strategies we frequently recommend that could be a good starting point for discussing what’s right for you.
Click the button below to take a look.
Meet Layth Matthews, MBA, CIM
Welcome to Rigden Financial!
Our mission is to contribute to a sustainably prosperous world by helping you make wise investment, insurance, and mortgage decisions.
Research confirms that people who work with a financial advisor tend to retire richer, and with less stress! We know your financial journey is unique and are here to help you make informed choices for the present and the future. It all starts with a financial plan.
Click here to book a free appointment with me to find out what we can do for you.
Rigden Financial Process
We provide mortgage brokerage, investment planning, and life insurance services to match your needs and goals. Whether you are buying your first home or planning for retirement income, it’s usually best to follow a three-stage process:
Discover key priorities.
Develop a written plan
Establish and Automate
We will help you establish a realistic plan and see it through to achieve your goals.
The Four Noble Truths of Wealth
The way we think about wealth and livelihood affects our personal experience and our world dramatically. Yet we rarely contemplate the heart of prosperity, which may be why it feels like we are struggling personally and globally. The Four Noble Truths illuminate the foundation of a wealthy outlook, which makes economic life more workable and creates a better world at the same time. Layth Matthews is a Buddhist economist who thinks you can afford to cheer up right now! With humor and practical examples he will confirm your hunch that economic life is miserable, but not serious, and materialism is an endless detour from richness of all kinds. This book provides the essential DNA of a joyful working life, sustainable sales motivation, sustainable business strategy, sustainable economics, and mindful leadership.
Latest News
Tax-Free Savings Account vs Registered Retirement Savings Plan
Tax-Free Savings Accounts (TFSAs) and Registered Retirement Savings Plans (RRSPs) are two of the most effective tools Canadians can use to save tax-efficiently. While TFSAs offer tax-free growth and flexible access, RRSPs provide tax-deductible contributions and tax-deferred growth. Understanding how each account works — and how withdrawals affect taxes and benefits — can help you decide when to use one, the other, or both.
Do you have enough for retirement?
Many of us dream of the day that we can retire and have the time to ourselves that we have dreamed of for so many years. But, to have a genuinely contented and relaxing retirement, you need to ensure that you have the means to afford it. So, now’s the best time to consider the three critical stages of retirement planning.
1) Accumulation
2) Pre-retirement
3) Retirement
2026 Financial Calendar
Managing your finances effectively begins with staying informed about important dates and deadlines throughout the year. This comprehensive guide outlines key financial milestones, including tax deadlines, benefit payment schedules, and contribution opportunities, to help you stay organized and on track. Whether you’re planning for tax season, reviewing your investments, or ensuring timely payments, this calendar provides everything you need to navigate the year with confidence. Take a moment to familiarize yourself with these essential details and set yourself up for a smooth and successful 2026.