by Rigden Financial | Feb 2, 2026 | 2026, Blog, investment, RRSP, Tax Free Savings Account
Tax-Free Savings Account vs Registered Retirement Savings Plan When it comes to saving in a tax-efficient way, Canadians often ask the same question: Should I use a TFSA or an RRSP?Both accounts offer valuable tax advantages, but they work differently — and the...
by Rigden Financial | Jan 14, 2026 | Blog, business owners, Family, farmers, financial advice, financial planning, investment, Professionals, retirees
Many of us dream of the day that we can retire and have the time to ourselves that we have dreamed of for so many years. But, to have a genuinely contented and relaxing retirement, you need to ensure that you have the means to afford it. So, now’s the best time...
by Rigden Financial | Nov 5, 2025 | 2025, Blog, business owners, estate planning, Family, financial planning, incorporated professionals, individuals, investment, mortgage, personal finances, Professional Corporations, Professionals, retirees, Retirement, tax
2025 Federal Budget Highlights On November 4, 2025, the budget was delivered by the Honourable François-Philippe Champagne, Minister of Finance and National Revenue. The 2025 Federal Budget focuses on stability, simplicity, and long-term growth. There are no broad tax...
by Rigden Financial | Oct 31, 2025 | Blog, financial advice, financial planning, incorporated professionals, insurance, investment, Professionals
Financial advice for incorporated professionals is often two-sided- advice for the practice and personal financial advice. A few things to keep in mind for professionals are:Professionals are typically in the highest income tax bracket, therefore incorporating...
by Rigden Financial | Aug 5, 2025 | 2025, Blog, investment, pension plan, retirees, Retirement
What is an RRSP and How Does It Work for 2025? If you’re like many Canadians, you’ve probably heard of RRSPs — and you might even have one already. But do you really understand how they work, and why they’re such a powerful tool to save for the future? Whether you’re...
by Rigden Financial | Apr 30, 2025 | Blog, Budget, investment
When investing, understanding the tax treatment of different types of income is key to maximizing your returns. The three main types of investment income—Interest, Dividends, and Capital Gains—each have unique tax rules that can significantly affect your after-tax...
