by Rigden Financial | Jan 14, 2026 | Blog, business owners, Family, farmers, financial advice, financial planning, investment, Professionals, retirees
Many of us dream of the day that we can retire and have the time to ourselves that we have dreamed of for so many years. But, to have a genuinely contented and relaxing retirement, you need to ensure that you have the means to afford it. So, now’s the best time...
by Rigden Financial | Oct 31, 2025 | Blog, financial advice, financial planning, incorporated professionals, insurance, investment, Professionals
Financial advice for incorporated professionals is often two-sided- advice for the practice and personal financial advice. A few things to keep in mind for professionals are:Professionals are typically in the highest income tax bracket, therefore incorporating...
by Rigden Financial | Aug 31, 2025 | 2023, Blog, Family, financial advice, financial planning, Registered Education Savings Plan
What is an RESP? A Registered Education Savings Plan (RESP) is a unique savings account available in Canada, designed to assist individuals, such as parents or guardians, in saving for a child’s post-secondary education. Notably, anyone can open an RESP for a...
by Rigden Financial | May 31, 2025 | Blog, estate planning, financial advice, tax
A common belief among Canadians is that they will be taxed on money they inherit. However, Canada does not impose an inheritance tax. Instead, after someone passes away, their final tax return must be filed, covering the income they earned up to the date of death. Any...
by Rigden Financial | Apr 4, 2025 | Blog, financial advice, investment
Segregated funds are like regular mutual fund investments, with 75-100% of your net investments protected for your beneficiaries. Investing with peace of mind Segregated Funds, also known as “Guaranteed Investment Funds” or GIFs, allow you to invest for...
by Rigden Financial | Apr 4, 2025 | Blog, financial advice, investment
First, let’s put 2022 in context. As you can see from the chart below, it is rare for stocks and bond values to fall simultaneously. 2022 was a rare exception which has disheartened many investors. That is a shame because 2023 is a buying opportunity for bonds,...
