Blog
Financial Advice for Incorporated Professionals
We can help you determine where you are today financially and where you want to go. We can provide you guidance on how to reach your short, medium and long term financial goals.
The Best Way to Buy Mortgage Insurance
Before buying insurance from your bank to cover your mortgage, please consider your options. What does the insurance cover?
Understanding Registered Education Savings Plans (RESPs) in Canada
Dive into the details of Registered Education Savings Plans (RESPs)! This guide covers how RESPs work, eligibility criteria, benefits, and government grants such as the Canada Education Savings Grant. Learn how to open an RESP and safeguard your child’s educational future.
What is an RRSP and How Does It Work for 2025?
RRSPs help Canadians save for retirement, lower 2025 taxes, and grow investments. This guide explains what an RRSP is, why to contribute, how withdrawals (and repayments) work, and what to do when it’s time to convert your savings into retirement income. Learn how to make the most of yours — today and for the 2025 tax year.
Retirement Planning
Most of us understand the benefits of sensible retirement planning but when it comes to actually creating your personal retirement strategy and putting it into effect it doesn’t feel quite as straightforward. The reality is that, while there are lots of variables to consider, it isn’t as difficult to create an effective plan for retirement as you may think.
Estate Planning for Retirees and Mature Families
What happens when the children grow up and they are no longer dependent on their parents? Estate planning for mature families and retirees can bring up a number of issues including family dynamics and harmony.
Personal Life Insurance Planning
Wondering which type of life insurance is right for you? This article breaks down what each option covers, how it works, and what it’s commonly used for—so you can feel confident protecting your family’s future.
Understanding Taxes Payable at Death in Canada
Discover how taxes impact your estate in Canada and explore strategies to minimize the burden. Learn how to manage earned income, deemed disposition, and withdrawals at death to preserve your legacy.
Understanding the Differences Between Interest, Dividends, and Capital Gains
Maximize your investment returns by understanding the tax implications of interest, dividends, and capital gains. Learn how each income type is taxed and discover strategies to minimize your tax burden. Explore the full article to enhance your investment strategy.
There has never been a better time for balanced portfolios!
In the financial world, usually we say, “Don’t fight the Fed.” This means if the Central Bank of the US or the Bank of Canada wants to raise or lower interest rates to fight inflation or recession respectively – adjust your expectations accordingly!