Blog
Estate Planning for Retirees and Mature Families
What happens when the children grow up and they are no longer dependent on their parents? Estate planning for mature families and retirees can bring up a number of issues including family dynamics and harmony.
Personal Life Insurance Planning
Wondering which type of life insurance is right for you? This article breaks down what each option covers, how it works, and what it’s commonly used for—so you can feel confident protecting your family’s future.
Understanding Taxes Payable at Death in Canada
Discover how taxes impact your estate in Canada and explore strategies to minimize the burden. Learn how to manage earned income, deemed disposition, and withdrawals at death to preserve your legacy.
Understanding the Differences Between Interest, Dividends, and Capital Gains
Maximize your investment returns by understanding the tax implications of interest, dividends, and capital gains. Learn how each income type is taxed and discover strategies to minimize your tax burden. Explore the full article to enhance your investment strategy.
There has never been a better time for balanced portfolios!
In the financial world, usually we say, “Don’t fight the Fed.” This means if the Central Bank of the US or the Bank of Canada wants to raise or lower interest rates to fight inflation or recession respectively – adjust your expectations accordingly!
Three RRSP Strategies to Fund Your Retirement
If you earn more than $46,000 per year, every dollar you contribute to an RRSP will increase your tax refund, or reduce your tax bill, by 28-55%. Here are three non-mutually exclusive strategies for taking full advantage of your RRSP.
Who Should be Responsible For the Global Carbon Clean-up?
This summary of the world’s largest CO2 emitters on VisualCapitalist.com got me thinking.
The Scoop on Segregated Funds
Segregated funds are like regular mutual fund investments, with 75-100% of your net investments protected for your beneficiaries….
How Stock/Bond Portfolios have Performed over Time
First, let's put 2022 in context. As you can see from the chart below, it is rare for stocks and bond values to fall simultaneously. 2022 was a rare exception which has disheartened many investors. That is a shame because 2023 is a buying opportunity for bonds, at the...
Tax Tips for Filing Your 2024 Income Tax Return
Get ahead of tax season! Discover what’s new for 2024—from increased CPP contributions and Home Buyers’ Plan changes to key deductions and credits. Maximize your refund and avoid costly mistakes.