About

A “whole picture” Approach
Financial decisions have the potential to be a windshield that helps you see more clearly, or, an endless source of hope and fear! The challenge is not so much how to maximize wealth, but rather, how to manage your wealth to maximize life.
Risk management is an essential element of financial planning. Too much or too little can be equally problematic. The goal is to evaluate the options on a risk adjusted basis and ideally go from strength to strength with each new step you take.
Layth Matthews, MBA, CIM
Financial Advisor
Layth Matthews is a financial advisor with extensive training and almost 40 years of experience. Layth also teaches business administration at the College of New Caledonia. He offers a holistic approach to financial decisions, including residential mortgage brokerage, retirement income and investment planning.
RIGDEN FINANCIAL INC. was founded in Halifax, Nova Scotia, Canada, under Rate Miser Ltd. in 2003 by company president Layth L. Matthews, author of “The Four Noble Truths of Wealth: a Buddhist view of economic life.” Matthews became interested in mindfulness and finance concurrently in university in 1979. We believe these combined interests illuminate additional dimensions of wealth for our clients. The company name was changed to RIGDEN FINANCIAL INC. in 2018 to acknowledge the integration of financial planning services. The company operates under the names Rigden Financial, Rigden Mortgage Architects (and RateMiser Mortgage Advisors in some jurisdictions). Rigden is an ancient word that means: full of wisdom.
Before launching RIGDEN FINANCIAL INC, Layth worked as a stockbroker, financial planner, and a syndicated online talk show host, interviewing top investment managers, financial analysts, CEOs, economists, and pundits worldwide. Layth’s studies include a BA in Economics from the University of Washington, an MBA from Dalhousie University, and a Certificate in Macroeconomic Policy and Management from Harvard.

The Four Noble Truths of Wealth
The way we think about wealth and livelihood affects our personal experience and our world dramatically. Yet we rarely contemplate the heart of prosperity, which may be why it feels like we are struggling personally and globally. The Four Noble Truths illuminate the foundation of a wealthy outlook, which makes economic life more workable and creates a better world at the same time. Layth Matthews is a Buddhist economist who thinks you can afford to cheer up right now! With humor and practical examples he will confirm your hunch that economic life is miserable, but not serious, and materialism is an endless detour from richness of all kinds. This book provides the essential DNA of a joyful working life, sustainable sales motivation, sustainable business strategy, sustainable economics, and mindful leadership.
Jo-Anne Button, BCom
Mortgage Associate
Jo-anne Button is a business professional with over 20 years of experience, a degree in Commerce, and a passion for getting things done. With knowledge, experience, and a support network, Jo-anne will help you through the mortgage process from beginning to end. Whether you are a first-time buyer, refinancing, or looking to trade up, she will find the lender with the terms that are right for you.